Budgeting

A retirement budget works differently from a working-years budget: income arrives on a fixed schedule, some costs fall away, and others, especially health care, tend to rise. This section helps you build and keep a budget that fits that reality. Our editorial team covers how to estimate your true monthly expenses, how much of your spending Social Security is likely to cover, and how to plan for inflation, Medicare premiums and out-of-pocket medical costs.

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